If you need assistance, please call 239-641-3322

Moving to an area that is prone to flooding? Read more ....

Monday, March 25, 2019   /   by Skye Leber

Moving to an area that is prone to flooding? Read more ....

Floodplain Designations

There are four floodplain designations used on FEMA maps to identify the potential for flooding in an area, and they fall into one of two categories: high-risk zones and low-risk zones.

  • High-risk zones—High flood insurance premiums. Federally related lenders must require that borrowers buy flood insurance if the collateral property is located in one of these zones.
    • "V" zone stands for velocity zone. These areas are on coastlines, rivers, and bays. These properties are most likely to flood and have the highest flood insurance premiums. FEMA requires that properties built in a "V" zone elevate the living space above ground level. The lower level must be enclosed only with breakaway materials, not permanent construction. It may not have electrical equipment, electrical outlets, or plumbing fixtures. A licensee who lists a home in a "V" zone must be very cautious if it appears that the owner has performed illegal construction in the lower level.
    • "A" zone means that there is a 1% chance the property will flood within a given year or once every 100 years.
  • Low-risk zones—Lower flood insurance premiums. Sometimes lenders will require insurance if the property has flooded in the past.
    • "B" zone is in the 500-year floodplain, meaning the property is likely to flood once in 500 years.
    • "X" zones are not likely to flood.

Each FEMA floodplain zone comes with its own minimum construction codes that must be included in the local building codes. Local governments may not issue a building permit unless the construction meets FEMA standards.

Need more information? Ask our team! www.eXpPlatinumTeam.com

Information provided by FEMA

#flooding #FEMA # moving #EXPPlatinumTeam #letourteamhelpyou 

We can send you information on flood zones and need to know information! 


  naples, naples florida, exprealty, naplesflorida, naplesforsale, realestate, naples platinum properties, exprealestaterockstars, poolhome, secondhome, sold, luxuryrealestate, beach, landforsale, listing, sarasota, evacuation, evacuationplans, water, fema, flooding

eXp Realty - Platinum Team
239-641-3322
252-331-9474
Mike Swaleh
Co-Branch Manager
Office: 314-478-3699
Email: mike.swaleh@fairwaymc.com
NMLS# 739145

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright 2021. Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
2021 Royal Palm Coast REALTORĀ® Association. All rights reserved. Information has not been verified, is not guaranteed, and is subject to change. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) of the Florida Gulf Coast Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Deb Farha - Naples Platinum Properties / MVP Realty IDX logo and detailed information about them includes the name of the listing brokers. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Last Updated: 4/18/2021 10:13 PM CST
The data relating to real estate for sale on this limited electronic display comes in part from the Southwest Florida Multiple Listing Services. Properties listed with brokerage firms other than Deb Farha - Naples Platinum Properties / MVP Realty are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the Listing Brokers. The properties displayed may not be all the properties available through the BR Program. The source of this real property information is the copyrighted and proprietary database compilation of the participating Southwest Florida MLS organizations and is Copyright 2017 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. Some properties that appear for sale on this limited electronic display may no longer be available. For the most current information, contact Deb Farha - Naples Platinum Properties / MVP Realty Data last updated 4/18/2021 10:13 PM CST.
Ā© 2021 My Florida Regional MLS DBA Stellar MLS, Inc.. All rights reserved. The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS, Inc. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.4/18/2021 10:13 PM CST
This site powered by CINC: www.cincpro.com